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Interview Process
1. Choose between a take home assignment or two interviews on CoderPad, CodePen, or your local dev env while screensharing
2. Final round is onsite working on a small project
Programming Languages Mentioned
SQL, Python
At Nova Credit, our mission is to power a more fair and inclusive financial system for the world. We are on our way to accomplishing this mission by rewiring the financial industry with better credit infrastructure, analytics, and workflows, enabling more people to access credit opportunities. Our cross-border credit product, Credit Passport®, cash flow underwriting product, Cash Atlas™, and income verification product, Income Navigator, are trusted by leading organizations like American Express, Verizon, HSBC, SoFi, Scotiabank, and Yardi to help them reach valuable new applicants from traditionally credit excluded populations. With support from investors Canapi Ventures, Kleiner Perkins, General Catalyst, and Index Ventures, as well as industry veterans from Goldman Sachs, JP Morgan, and Citi, Nova Credit is revolutionizing the way lending is done.
This role will report directly to the Senior Engineering Manager of the Cash Atlas™ team. Remote candidates anywhere in the contiguous U.S. are welcome to apply. For a more in-depth look at our engineering culture, check out our page on Key Values!
RESPONSIBILITIES:
Collaborate with the product and data science teams to build our cashflow data platform, powering our "verification of income" and "cashflow underwriting" solutions.
Collaborate with the data science team to productionalize research models; this may include supplementing research-driven models with additional considerations such as unit processing efficiency, batch efficiency, and parallel computing use cases.
Increase data observability for customers and stakeholders
Develop quality controls around our ML-powered services to ensure model effectiveness
Maintain and improve production ML models such as algorithmic calculations, regression models, and classifiers.
Develop tooling and frameworks to improve research velocity and outcomes
Participate in standard engineering activities like technical design, code reviews, on-call support, documentation, and sprint ceremonies.
REQUIREMENTS:
5+ years of software engineering experience
2+ years driving large multi-team software projects from problem statement to ongoing maintenance
3+ years experience with databases, data warehouses, or data lakes; strong SQL skills
2+ years using data engineering tools like Spark, Hadoop, Pandas, or Airflow
Proficient in Python; experience writing idiomatic (Pythonic) code
Experience building Python-based web applications (Flask, FastAPI, Django)
Deep understanding of a popular distributed computing framework like Spark, Databricks, Ray, Airflow, Sagemaker, or AWS Batch
Knowledge of numerical libraries (numpy, pandas, SciPy, et. c)
Experience in observability tools like Grafana, Kibana, or Datadog
Ability to design sound, highly performant solutions in AWS; articulate design decisions and tradeoffs
Firm grasp of software testing methodologies
Curious, self-driven, and eager to learn
SAMPLE PROJECTS:
Build a unified data platform capable of seamlessly processing financial data payloads like bank accounts/transactions, payroll information, or OCR-driven financial document extractions.
Design an event-based system for monitoring production ML models
Create an operations dashboard that articulates the customers and stakeholders
Stand up an MLOps platform to test model changes against historical data
Pair with data scientists to write state-of-the-art quantitative cashflow models using computing frameworks like PySpark, Dask, Ray, or Polars.
Optimize data pipeline latency to shorten overall response time
YOU SHOULD ESPECIALLY APPLY IF:
You want to make a significant impact on your next company
Going the extra mile to execute well is the norm for you
You're quick to take the lead when conversations and projects require refinement
You've been exposed to MLOps (e.g., MLflow, Sagemaker, Databricks)
You have experience with banking data or working within a FinTech
Everyone is welcome at Nova Credit. We are an equal-opportunity employer where our diversity and inclusion are central pillars to our company strategy. We look for applicants who understand, embrace, and thrive in a multicultural and increasingly globalized world. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
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Please mention No Whiteboard if you apply! I'm a one-man team looking to improve tech interviews, and could use any support! 😄
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